Insights

There’s Always A “Reason to Sell”

While it is true that investors can always find reasons to sell their investments in the market, it is important to note that the decision to sell should be based on a careful assessment of various factors, including one’s investment strategy, financial goals, and market conditions. Selling solely based on every short-term fluctuation or the […]

The Power of Staying Invested

The power of staying invested refers to the long-term benefits and potential returns that can be achieved by maintaining a consistent investment strategy over time. Here are some key points highlighting the power of staying invested: Compound Interest: Staying invested allows you to take advantage of compounding returns. Compound interest refers to earning interest on […]

Market vs Economy

The market and the economy are two interconnected but distinct concepts. The economy refers to the overall system of production, distribution, and consumption of goods and services within a region or a country. It encompasses various factors such as economic growth, employment levels, inflation, monetary policy, fiscal policy, and overall economic well-being. Economists often analyze […]

Tackling American Pilot Retirement: Where to Start

Why should you, as an American Pilot, do so much planning and saving for retirement? A successful retirement can come from years of careful retirement savings through the American 401(k) Plan. Knowing how to start the financial planning process can be challenging, but the importance cannot be stressed enough. No one wants to hit mandatory […]

Southwest Deferred Compensation Plans

As a Southwest Airlines pilot, you have several savings vehicles outside of the 401(k) and Profit Sharing Plan. ACT Wealth Management can analyze all of your SWA savings options and determine what is best for your specific goals. The Excess Benefit Plan: The Southwest Airlines Excess Benefit Plan is a non-qualified plan that lets […]

HRA vs RHA – Are you confused?

United Airlines offers both a Health Reimbursement Account (HRA) and a Retiree Health Account (RHA) to its employees. HRA A Health Reimbursement Account (HRA) is an employer-funded account that reimburses employees for qualified medical expenses. HRAs are a tax-advantaged benefit, meaning that contributions to the account are tax-deductible for the employer and tax-free for the […]

Who is Getting Your Money?

When was the last time you reviewed your beneficiary designations on your retirement accounts? By regularly reviewing and updating your beneficiary information, you can ensure that your assets are distributed according to your current wishes and that your loved ones are taken care of in the way that you intended. In most cases, retirement accounts […]

Time In Versus Timing the Market

The phrase “time in the market is better than timing the market” suggests that investors are generally better off holding their investments over the long term rather than trying to time the market by buying and selling based on short-term market fluctuations. Here are a few reasons why time in the market is generally better […]

Why Should I Hire An Investment Advisor?

Hiring an investment advisor can be beneficial for several reasons: Expertise: Investment advisors are professionals who have the knowledge and experience to help you make informed decisions about your investments. They can provide guidance on complex investment products, such as stocks, bonds, mutual funds, and alternative investments. Time: Managing your investments can be time-consuming and complex. […]

When Should I Take Social Security?

Through our work with American Airlines, Southwest Airlines, and Unites Airlines Pilots we know the answer to this question can be tricky. The answer to this question depends on a variety of factors, including your financial situation, health status, and personal preferences. Here are some key things to consider: Full retirement Age: Your full retirement […]

Southwest Retirement Checklist

As retirement approaches, Southwest Airlines pilots must take several important steps to ensure a smooth transition out of the cockpit and into retirement. Below is a retirement checklist to keep you on track. Retirement Checklist: 6 Months Out Identify your monthly income withdrawal needs from your retirement savings Update goals in your financial plan and […]

United Retirement Checklist

As retirement approaches, United Airlines pilots must take several important steps to ensure a smooth transition out of the cockpit and into retirement. Below is a retirement checklist to keep you on track. Retirement Checklist: 6 Months Out Identify your monthly income withdrawal needs from your retirement savings Update goals in your financial plan and […]

Southwest 401(k) vs PCRA: Understanding the Differences

When it comes to managing your retirement savings as a Southwest pilot, you have two main options available: investing in the Core Funds within the Southwest Pilot 401(k) or using a Personal Choice Retirement Account (PCRA) to implement your investments. While both options have their benefits, investments in a PCRA can provide you with more […]

Tackling Southwest Pilot Retirement: Where to Start

Why should you, as a Southwest Pilot, do so much planning and saving for retirement? A successful retirement can come from years of careful retirement savings through the Southwest 401(k) Plan. Knowing how to start the financial planning process can be challenging, but the importance cannot be stressed enough. No one wants to hit mandatory […]

United Airlines PRAP vs PCRA: Understanding the Differences

When it comes to managing your retirement savings as a United pilot, you have two main options available: investing in the Core Funds within the United Pilot PRAP (Pilot Retirement Account Plan) or using a Personal Choice Retirement Account (PCRA) to implement your investments. While both options have their benefits, investments in a PCRA can […]

Allen Office
900 West Bethany Drive
Suite 150
Allen, TX 75013
Phone(214) 618-2022
Toll-free(888) 392-9773
Fax(214) 919-4896

Raleigh Office
8601 Six Forks Road
Suite 400
Raleigh, NC 27615
Phone(919) 214-9066

Copyright © 2023 ACT Wealth Management, LLC. All Rights Reserved. | ADV | Privacy Policy | CSR – Customer Relationship Summary

Investment advisory services offered through ACT Wealth Management, LLC, a registered investment adviser.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state and through every advisor listed. For additional information, please Contact Ray Tanner, Chief Compliance Officer, at 214-618-2022 and/or rtanner@actwm.com.