American Airlines

Your American Airlines, Inc. 401(k) Plan for Pilots is administered at Fidelity Institutional. The BrokerageLink account option allows for expanded investment options and management by ACT Wealth Management.

American froze the defined benefit pension plan (“A Plan”) on November 1, 2012. The A Plan benefit is payable in a variety of options including single life annuity, joint and survivor annuity options, and guaranteed period options. Since the A Plan is irrevocable, it is crucial to make an informed decision on your A Plan election. ACT Wealth Management analyzes A Plan options for each pilot’s unique situation goals.

retirement checklist

6 Months out

Distribution planning
Update goals in your financial plan and review them with your advisor
Ask your healthcare providers if they participate in Medicare

3 Months out

Sign up for Medicare and desired supplemental plans
Submit paperwork for all applicable retirement benefits

1 month after

Roll any reminaing PCRA and 401(k) money into corresponding IRAs
Roll Profit-Sharing into IRA
Update goals in your financial plan
Submit changes in income to Medicare

Fidelity Institutional® and National Financial Services LLC (together “Fidelity”) is an independent company, unaffiliated with ACT Wealth Management, LLC. Fidelity Investments is a service provider to ACT Wealth Management, LLC. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity Investments has not been involved with the preparation of the content supplied by ACT Wealth Management, LLC and does not guarantee, or assume any responsibility for, its content. Fidelity Investments is a registered trademark of FMR LLC. Fidelity Institutional® provides clearing, custody, and other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC.

retirement DATE

	August Rate	February Rate
December 1st - May 31st
	February Rate
June 1st - November 30th

The GATT rate has an inverse relationship with your lump sum

GATT Rate -1%.
=
Lump Sum +10%

GATT Rate +1%.
=
Lump Sum -10%

Allen Office
900 West Bethany Drive
Suite 150
Allen, TX 75013
Phone(214) 618-2022
Toll-free(888) 392-9773
Fax(214) 919-4896

Raleigh Office
8601 Six Forks Road
Suite 400
Raleigh, NC 27615
Phone(919) 214-9066

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Investment advisory services offered through ACT Wealth Management, LLC, a registered investment adviser.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state and through every advisor listed. For additional information, please Contact Ray Tanner, Chief Compliance Officer, at 214-618-2022 and/or rtanner@actwm.com.