Pilot Financial Services

The Principals at ACT Wealth Management believe that building a client relationship starts with a face-to-face meeting, regardless of where you live.  We have a track record of building lasting client relationships with crew members and their families since 1996. Below is a list of services we provide to client families:

• Review of airline retirement medical insurance, defined contribution, and defined benefit calculations
• Early vs. normal retirement analysis
• Complimentary portfolio analysis
• Consistent and proactive communication
• In-home complimentary pre-retirement and post-retirement counseling
• Comprehensive investment proposal and fee schedule
• Online account access
• Monthly/quarterly consolidated statements
• Estate planning assistance
• Annual financial modeling analysis
• Annual distribution planning reports
• Beneficiary/family survival planning and assistance
• Roth IRA conversion analysis*
• Required Minimum Distribution (RMD) Planning

*Converting an employer plan account or traditional IRA to a Roth IRA is a taxable event.  Increased taxable income from the Roth IRA conversion may have several consequences including but not limited to, a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits, and higher taxes on Social Security benefits and higher Medicare premiums.  Be sure to consult with a qualified tax adviser before making any decisions regarding your IRA.