Southwest Airlines

Your Southwest Airlines Pilots Retirement Savings Plan is administered at Charles Schwab & Co., Inc. The PCRA brokerage account option allows for expanded investment options and management by ACT Wealth Management.

Your Profit Sharing is administered by Empower. Once you are 59 1/2, you may roll your Profit Sharing over into an IRA through an in-service roll over. This IRA can be professionally managed by ACT Wealth Management.

If eligible, your excess contributions will be redirected in up to three non-qualified plans: excess benefit plan, “Top Hat” plan, and 401(a)(17) plan. ACT Wealth Management is also able to provide guidance on profit sharing plans.

retirement checklist

6 MONTHS OUT

Distribution planning
Update goals in your financial plan and review them with your advisor
Ask your healthcare providers if they participate in Medicare

3 MONTHS OUT

Sign up for Medicare and desired supplemental plans
Submit paperwork for all applicable retirement benefits

1 MONTH AFTER

Roll any remaining PCRA and 401(k) money into corresponding IRAs
Roll Profit-Sharing into IRA
Update goals in your financial plan
Submit changes in income to Medicare

These materials have been independently produced by ACT Wealth Management, LLC. ACT Wealth Management, LLC is independent of, and has no affiliation with Charles Schwab & Co., Inc or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned those materials nor has Schwab independently verified any of the information in them. ACT Wealth Management, LLC provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will affect transactions for your account on your instructions.

retirement DATE

	August Rate	February Rate
December 1st - May 31st
	February Rate
June 1st - November 30th

The GATT rate has an inverse relationship with your lump sum

GATT Rate -1%.
=
Lump Sum +10%

GATT Rate +1%.
=
Lump Sum -10%

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900 West Bethany Drive
Suite 150
Allen, TX 75013
Phone(214) 618-2022
Toll-free(888) 392-9773
Fax(214) 919-4896

Raleigh Office
8601 Six Forks Road
Suite 400
Raleigh, NC 27615
Phone(919) 214-9066

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Investment advisory services offered through ACT Wealth Management, LLC, a registered investment adviser.

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