United Airlines


What is a Market-Based Cash Balance Plan?

A Market-Based Cash Balance Plan is a version of a Cash-Balance Plan, which is a type of pension plan that straddles the line between defined benefit plans and defined contribution plans. With a defined benefit plan, each eligible employee receives a specific benefit upon retirement, while a defined contribution plan outlines the employer’s contributions to an […]

UNITED PRAP VS PCRA: UNDERSTANDING THE DIFFERENCES

When it comes to managing your retirement savings as a United pilot, you have two main options available: investing in the Core Funds within the Pilot Retirement Account Plan (PRAP) or using a Personal Choice Retirement Account (PCRA) to implement your investments. While both options have their benefits, investments in a PCRA can provide you […]

How Inverted Yield Curves Impact Consumers, Equities, and Bonds

How Consumers Can Be Affected by Inverted Yield Curves Consumers seeking short-term loans tend to be worse off amidst an inverted yield curve. Interest rates rise and costs of borrowing go up, leading consumers to either pay higher prices or defer purchases and investments altogether. This unfriendly environment tends to sour the consumer’s mood. Though […]

What to do with a Retro-Check

If you receive a retro pay-check from your company, it’s essential to handle the money wisely. Here are some steps you can consider: Roth Conversion in 401(k):  Look at your assets within your 401(k) and see if a Roth conversion is possible and if it could be beneficial to your financial plan. A Roth conversion […]

HRA vs RHA – Are you confused?

United Airlines offers both a Health Reimbursement Account (HRA) and a Retiree Health Account (RHA) to its employees. HRA A Health Reimbursement Account (HRA) is an employer-funded account that reimburses employees for qualified medical expenses. HRAs are a tax-advantaged benefit, meaning that contributions to the account are tax-deductible for the employer and tax-free for the […]

United Retirement Checklist

As retirement approaches, United Airlines pilots must take several important steps to ensure a smooth transition out of the cockpit and into retirement. Below is a retirement checklist to keep you on track. Retirement Planning Checklist: 6 Months Out Identify your monthly income withdrawal needs from your retirement savings Update goals in your financial plan […]

United Airlines PRAP vs PCRA: Understanding the Differences

When it comes to managing your retirement savings as a United pilot, you have two main options available: investing in the Core Funds within the United Airlines Pilot PRAP (Pilot Retirement Account Plan) or using a Personal Choice Retirement Account (PCRA) to implement your investments. While both options have their benefits, investments in a PCRA […]

Tackling United Pilot Retirement: Where to Start

Why should you, as a United Pilot, do so much planning and saving for retirement? A successful retirement can come from years of careful retirement savings through the PRAP (Pilot Retirement Account Plan). Knowing how to start the financial planning process can be challenging, but the importance cannot be stressed enough. No one wants to […]
  • Allen Office
  • 900 West Bethany Drive
  • Suite 150
  • Allen, TX 75013
  • Phone(214) 618-2022
  • Toll-free(888) 392-9773
  • Fax(214) 919-4896
  • Raleigh Office
  • 8601 Six Forks Road
  • Suite 400
  • Raleigh, NC 27615
  • Phone(919) 214-9066

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