American Airlines

Your American Airlines, Inc. 401(k) Plan for Pilots is administered at Fidelity Institutional. The BrokerageLink account option allows for expanded investment options and management by ACT Wealth Management.

American froze the defined benefit pension plan (“A Plan”) on November 1, 2012. The A Plan benefit is payable in a variety of options including single life annuity, joint and survivor annuity options, and guaranteed period options. Since the A Plan is irrevocable, it is crucial to make an informed decision on your A Plan election. ACT Wealth Management analyzes A Plan options for each pilot’s unique situation goals. Contact us today for more information about our American Airlines financial planning for pilots.

retirement checklist

6 Months out

  • Distribution planning
  • Update goals in your financial plan and review them with your advisor
  • Ask your healthcare providers if they participate in Medicare

3 Months out

  • Sign up for Medicare and desired supplemental plans
  • Submit paperwork for all applicable retirement benefits

1 month after

  • Roll any reminaing PCRA and 401(k) money into corresponding IRAs
  • Roll Profit-Sharing into IRA
  • Update goals in your financial plan
  • Submit changes in income to Medicare
Fidelity Institutional® and National Financial Services LLC (together “Fidelity”) is an independent company, unaffiliated with ACT Wealth Management, LLC. Fidelity Investments is a service provider to ACT Wealth Management, LLC. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity Investments has not been involved with the preparation of the content supplied by ACT Wealth Management, LLC and does not guarantee, or assume any responsibility for, its content. Fidelity Investments is a registered trademark of FMR LLC. Fidelity Institutional® provides clearing, custody, and other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC.

retirement DATE

August RateFebruary Rate
December 1st - May 31st

February Rate
June 1st - November 30th

The GATT rate has an inverse relationship with your lump sum

GATT Rate -1%.
Lump Sum +10%

GATT Rate +1%.
Lump Sum -10%

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